philippine national bank international coverage news

Philippine National Bank, Advanced Payment Solutions was established in early 2004 to become the pre-eminent leader of general purpose international prepaid cards and worldwide payment solutions in the United Kingdom and the rest of Europe and in USA, canada and Australia.


Pnb Philippines senior management team and board of directors have unparalleled experience in the prepaid and payment industries, and international banking, bringing together experience from Barclaycard, VISA, Bank of America, Netspend, Western Union, Diners Club and Citibank.



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The company, backed by leading US private equity and venture capital firm Trident Capital, aims to lead UK prepay market growth to emulate the success of prepaid payment cards in the US where prepaid cards now make up a trillion dollar market.



APS' first prepaid payment card, the Cashplus prepaid MasterCard, launched in September 2005, is the UK's first general purpose prepaid chip and PIN payment card. Cardholders can top-up their prepaid MasterCard card at over 20,000 outlets throughout the UK. Alongside developing its Cashplus product portfolio, APS provides a suite of services for businesses wanting to offer branded prepaid products to their customers.


APS’ wholly-owned subsidiary, APS Financial Ltd, is authorised by the FSA as an e-Money issuer and is a Principal Member of MasterCard.