Saturday, April 30, 2011

zahnarzt düsseldorf directory

Zahnarzt Düsseldorf sind Ungefähr 1.140.000 Ergebnisse (0,62 Sekunden) bei google deutschland

Zahnarzt oder Zahnärztin ist die Berufsbezeichnung für einen Arzt der Zahnmedizin. Das Tätigkeitsfeld eines Zahnarztes beinhaltet die Prävention, Diagnose und Therapie von Zahn-, Mund- und Kiefererkrankungen.

Allein beim Gedanken an das Surren des Zahnarztbohrers wird vielen Patienten schon ganz anders. Britische Wissenschaftler haben nun einen Kopfhörer entwickelt, der genau dieses Surren ausblendet. Das durchdringende Geräusch des Bohrers soll damit bald verstummen.

mehr info auf

zahnarzt düsseldorf, zahnarzt düsseldorf leistungen

Totenstill wird es in der Zahnarztpraxis aber trotzdem nicht. Denn was der Arzt sagt, wird für die Patienten trotz des Kopfhörers hörbar sein. Lediglich der hohe und im wahrsten Sinne des Wortes bohrende Klang wird herausgefiltert, sagen Wissenschaftler mehrerer Universitäten in London.

Friday, April 29, 2011

pnb in us-ca branches information 2

The Philippine National Bank group won the bidding for the property in 1996, paid a down payment of 20 percent, or 28 million US Dollars or 512.34 Million Philippine Peso, and obtained a loan from PNB on the remaining 80 percent. It said it had paid an interest of $12 million on the remaining amount.

more PNB branches are as follows:

Philippine National Bank (PNB) Los Angeles Remittance Center - pnb Los Angeles Philippine National Bank (PNB) Eagle Rock Remittance Center - pnb los angeles Philippine National Bank (PNB) Mira Mesa Remittance Center - pnb san diego

“The onset of the Asian crisis in 1997 necessitated a restructuring but PNB proceeded [with the] foreclosure,” the group said, noting that it then secured a permanent injunction stopping the foreclosure.

Jacinto had claimed in court that the PNB foreclosure in the 1990s was politically motivated as he was closely associated with former President Fidel V. Ramos. He claimed that it was this association that led Ramos’ successor Joseph Estrada to run after him. At the time the dispute with PNB erupted, the bank was still controlled by the government.

pnb in us-ca branches information 1

PNB Remittance Centers Worldwide, Inc. (PNB RCI) was incorporated on October 19, 1990 under its former name, Century Finance and Remittance Centers, Inc. (CFRCI). The California Department of Financial Institutions licensed it as a transmitter of money abroad in May 1991 with Philippine National Bank in USA (Bank, Money or Currency Changer | Transfer in UNITED STATES). It is also supervised and examined by different regulatory agencies in Nevada, Texas, Illinois, New Jersey, Virginia, Maryland, Florida, Washington State, Oregon and Alaska. PNB RCI is a subsidiary of PNB International Investments Corporation, which is wholly owned by the Philippine National Bank in Manila, Philippines Where main Branch can be found.

PNB RCI began its operations by opening the National City branch (in San Diego, California) in September, 1991 followed by Chicago, Illinois branch in February 1992 and the simultaneous openings of West Covina and Union City branches in March 1992. Jersey City in New Jersey, San Jose and Carson branches opened for business that same year. To further expand its remittance services and to reach a greater portion of Filipino-American remitters, additional branches were opened in Las Vegas, Nevada, Illinois, New Jersey, Maryland, Virginia, Arizona, Florida, Washington State, Hawaii and Texas. Today, PNB RCI has forty four (44) branches in the US and soon will be opening additional branches in California, Oregon and Alaska.
branches in california are the following

Philippine National Bank (PNB) PNB RCI Anaheim - pnb anaheim

Philippine National Bank (PNB) Artesia Office Remittance Center - pnb artesia

Philippine National Bank (PNB) Long Beach Remittance Center - pnb long beach

The high quality of client service, competitive exchange rate, and rapid delivery of funds make PNB RCI the no. 1 remittance company in the United States.
THE MERGER OF PHILIPPINE NATIONAL Bank and Allied Bank, which is supposed to create the countrys fourth largest bank, will not happen anytime soon, with officials saying the plan may likely push through only when the global economic crisis is over.

The problem is that the US Federal Reserve had maintained its decision to allow Allied Bank to merge with another bank only if it fully divests its shares in California-based Oceanic Bank. Allied has a 28-percent stake in the foreign bank.

PNB International Branch wfx-directory

PNB Accounts Direct Credit

PNB Direct credit to accounts (Philippine peso or US dollar) maintained with Philippine National Bank, Manila and its online branches all over the Philippines. This service enables the beneficiary to withdraw funds from all online PNB branches as well as ATMs worldwide. Funds are normally credited the same day from date of receipt / processing at PNB branches anywhere in the world including United States of America.
CASH/CHECK DOOR-TO-DOOR DELIVERY (PHILIPPINE PESO ONLY)

Cash or Check door-to-door delivery, where funds are delivered at the residence or place indicated by the remitter. Normally delivery takes:

1 to 2 days for Metro Manila
2 to 3 days for nearby provinces
3 to 5 days for far flung provinces
Up to 7 days (from date of receipt / processing at PNB RCI branches) for critical areas in the province

Funds may also be delivered in the form of cashier's checks, at the option of the remitter (However, per ABRO agreement funds over PhP 50,000 shall only be paid in the form of Cashiers/Managers Check).

WORLDWIDE/GLOBAL FILIPINO CARD

The Global Filipino Card (GFC) is a re-loadable pre-paid ATM card for Filipinos overseas and their beneficiaries in the Philippines. The GFC is among the many ways a beneficiary can receive funds from a remitter. The primary targets are non-account holder beneficiaries who want their funds credited online. Initially available in Philippine currency, the GFC will soon have multi-currency variants.

Bank, New York City, USA

Philippine National Bank (PNB) New York Branch
Philippine National Bank (PNB) Queens Extension Office

Banking Hours

Monday - Friday (Manhattan & Queens Office)

9:00 am to 3:00 pm

Saturday

9:00 am to 1:00 pm

400 Million Philippine Peso for PNB renovations and expansions

The Philippine National Bank (PNB), Oldest bank of the Philippines is embarking on a 400 million Philippine Peso or 9.34 million US DOllars “face-lift” php/usd conversion of their old branches and expansion of new branches as well as install more Automated Teller Machines in its quest to strengthen its brand image to the Filipino people, more accesability for withdrawals and Money Transfer in Philippines. Philippine banking which is old but has positive relationships with their customers. We want to improve this however and make ‘Eddie Garcia’ look like a hip bank that don’t only cater to those within the age bracket of 45 years old up.

Improvements of the branches Focuses more on Teller Machines Computerazations and Automation, relatively more on online strategies since statistical report 2010: internet users in philippines arises 29.7 million which is 30% of entire population.

PNB is targeting more malls and shop with ATM. Philippine National Bank grew its net profit last year by 61 percent to P3.54 billion, a record high in recent years, as hefty trading gains complemented steady interest earnings

Philippine National Bank (PNB) Batac Branch
Philippine National Bank (PNB) Batangas Branch
Philippine National Bank (PNB) Bayombong Branch
Philippine National Bank (PNB) Biñan Branch
Philippine National Bank (PNB) Boac Branch

Globally, PNB is also continuously strengthening their satellite offices and agents to serve the huge OFW (overseas Filipino workers) market for easier money transfer to philippines, Philippines remitances is the highest among other banks in the Philippines. The bank said the increase in earning assets compensated for the reduction in spreads spawned by the market liquidity in 2010. Net loans and receivables grew by 10 percent.

conversion Information above is from currency converter dated April 29, 2010.

Thursday, April 28, 2011

dubai 2011 snipsnap

Dubai moonlighting sents 150 Filipinas to jail, fears were that they would be held for up to 70 days, not jet confirmed. She cited the case of one of the Filipinas who purportedly paid 50,000 ae dirham in exchange for freedom which is about 13613.41 us dollar on usd/aed calculator.

Dubai faces gradual exodus of migrant workers, 200,000 rupees or $4,300 a month in Dubai. But now unemployed as my company ask togo on long leave and now it has closed down the project. The management has shelved 450 Indian workers. It's a bad time for me." Job security is "our main concern these days," said Jomy, a 35-year-old Indian working in Dubai as a contractor with a company that sells apples.

Who will bail them out?

Abu Dhabi has been a lucrative source of funding for its neighbor. The 5 billion us dollars bond issue was take up by bank dubai.

The question now is whether it will continue to give its backing to its debt-laden neighbour. It may have the money to do so, but does it have the will?

Divorce or scheidung is permissible in Islam, Sharia makes it a bit difficult for squabbling couples to end the union unless the judge is fully convinced the marriage will not work.

Sharia courts in the UAE accept divorce appeals from Muslim men of various nationalities. Non-Muslim women married to Muslim men can also apply for divorce at these courts.

To apply for divorce, you should be of sound mind and be able to make your own choices.

The first step the couple should do is to register the case at the Moral and Family Guidance Section at the court.

Shortly afterwards, a counsellor will meet the couple and discuss their problems. They are then given a three-month time to try and solve the problems, before beginning the divorce process.

Monday, April 25, 2011

Rollbacks of Fuel price in Philippines

Since the beginning of the year, local oil firms have raised fuel prices 13 times, adding up to a total increase of 10.20 Philippine Pesos or Euro a liter for gasoline (eur/php conversion) and 10.10 Philippine Pesos or US Dollars a liter for diesel - usd/php conversion. Total reductions, on the other hand, remained marginal at only P1.75 a liter for gasoline and 25 centavos for diesel, excluding this week's expected price cuts.

currency conversion date rates: April 25, 2011 from standard currency converter.

Rollbacks may Help consumer not to increase the prices of goods in Philippines, but the Increase of gasoline price is not that clear at the moment, it may increase in the future and expected to be 2-3 times more than the rollbacks given.

news

api

A deficit below 64 billion Philippine Peso in March will place the budget gap for the entire Q1 well below the ceiling of 112 billion Philippine Peso set for the 3 month period
Remit registers new unit in UK, eyes expansion into European markets: There are 29 EEA states with passporting rights: Australia, Belgium, Bulgaria, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Germany, Greece, Hungary, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.
New residential enclave to rise soon at the heart of Tagaytay City
Gov’t hires ex-FAA man to help airlines regain access to Europe, US routes
Toyota car production plummets after tsunami
Philamlife names new president
SMC keen on NAIA 3
PH stocks surge past 4,300 known to be the highest in years measure.
Transition woes for Subic locators

more info from web developer

Thursday, April 21, 2011

chit chat stuff April 21 fluf

Games board denies giving permit to Atong Ang’s gaming firm, Ferry sinks with 100 aboard in Bangladesh, South Korea fears ship hijacked by Somali pirates, Japan declares no-go zone around nuclear plant, Insects: the answer to global malnutrition?, Pop star declared Haiti president, Australia threatens Tiger's license to fly, Red Cross reminds motorists: Drive safely, Melting ice on Arctic islands boosts sea levels—study, Oil up in Asian trade, boosted by US equities, Michigan Power Inc.,AC’s power generation arm which will soon be renamed AC Energy, earlier acquired a 50 percent stake in NorthWind Power Development Corp., which owns and operates Southeast Asia’s first commercial wind facility, the 33-MW wind farm in Bangui, Ilocos Norte.

Apart from the power industry, the top AC executive said the group also remains on the lookout for opportunities in the transportation infrastructure space, particularly whose which may have strategic value with other business units.

AC is bidding for a contract to operate and maintain the 17-kilometer Line 3 of the Metro Rail Transit, which has an estimated cost of 6.3 billion Philippine Peso or 99.62 million Euro eur/php conversion, php/eur conversion basing currency converter date April 21, 2011. The MRT is one of the infrastructure projects to be offered by the government under the Public-Private Partnership (PPP) program.

Selling Foreign Currency to PNB:

For most currencies, PNB can purchase notes (cash), checks, incoming telegraphic transfers, and demand drafts. We also purchase US Treasury Warrants and US dollars transferred through the Philippine Domestic Dollar Transfer System (PDDTS).

Philippine National Bank branches in

Philippine National Bank(PNB) Atimonan Branch, Quezon

Philippine National Bank(PNB) Bacoor Branch, Cavite

more on New Branches, please refer below

Bank, Philippines

The historic province of Cavite has many tourist destinations. Most famous is the city of Tagaytay. Because of its altitude and cool climate, local and foreign tourist flock to this quiet town to escape the heat of Manila during summer. Another top tourist attraction is Corregidor Island. It is where Filipino and American forces held their last stand against the invading Japanese forces. It now an island museum. Cavite also boast of many resorts and historic landmarks.

An eine Scheidung war bei der Eheschließung noch nicht zu denken. Nicht in allen Fällen bestätigt die Zeit aber das Vorhaben der Eheleute, sich auf Lebenszeit zu binden. Es kommt, wie es kommen muss: Die Eheleute trennen sich; die Ehescheidung steht bevor. Die Ehe ist aber erst geschieden, wenn dies durch Urteil des Familiengerichts ausgesprochen wird.

Tuesday, April 19, 2011

19th April 2011, business news

S&P's 5 trillion US Dollars bank or 3.51 Trillion Euros doomsday tab, a financial meltdown to fix would probably make the recent one look like a walk in the park. Not a very nice park, but still.

Gas spike tab hits 100 billion US Dollars or 70.25 billion Euros, sharp rise in gasoline prices so far in 2011 — nearly 70 cents per gallon — which is siphoning off household income at a run rate equivalent to such amount per year.

BP's 20 billion US Dollars or 14.0505 billion Euros fund barely tapped, seed money from BP (BP), said it has approved 300,000 claims from businesses and individuals hurt by the spill, out of approximately 857,000 claims submitted.

Steven Spielberg, who split from wife Amy Irving in the late 1980s, made 332 million US Dollars or 233.24 million Euros last year alone, very expensive divorce or scheidung.

Glencore unveils 11 billion US dollars or 7.7278 billion euros IPO plans, set to become London's biggest sale, Glencore mandated Citigroup, Credit Suisse and Morgan Stanley as global co-ordinators and joint bookrunners for its offer. Bank of America-Merill Lynch, BNP Paribas were appointed joint bookrunners, Barclays Capital, Société Générale and UBS were appointed co-bookrunners and Liberum Capital was also appointed to the syndicate. The trader said that Linklaters was its legal adviser, while Clifford Chance was advising the bank's syndicate.

conversion taken from standard currency converter

Standard & Poor's is one of three major agencies that evaluate public and private debt issues. Their ratings are key to measuring an investor's risk in buying the debt, an important factor in determining interest rates.

Moody's, one of the other big ratings agencies, described the two deficit reduction plans currently on the table as "a significant shift in the U.S. fiscal debate."

Monday, April 18, 2011

1.15 Trillion Indian Rupee Investment

India's powerful salt-to-steel conglomerate or commonly called Tata Group, has reiterated plans to invest 26 billion US Dollars or 181.30 billion Euro locally 1.15 Trillion Indian Rupee in the country over half a decade year, in a bid to dispel a belief that it is turning away from its home market.

Managing director, Kishor Chaukar, said the Tata group intended to invest heavily in India's Electricity, steel, automotive sectors, and more technological development, as it seeks to double group revenues to about 150 billion US Dollars or 6650 billion Indian Rupee in the next five years to be able to Overpass the Investment. Conversion are based on standard currency converter, April 18, 2011 and offering performances of currencies are as follows:

The planned 26 billion US Dollar(USD) investment are predominantly for projects that have been previously announced and are already in the pipeline. They include a $3.7bn, 4,000-megawatt power plant under way in the western state of Gujarat, and a $4.4bn integrated steel plant that has been bogged down by difficulties in acquiring land in the state of Chhattisgarh, a hotbed of Maoist insurgency.

A critical problem facing India's economy(2010 financial Information: Public Dept at $758 billion, Revenues $170.7 billion, Expenses $257.4 billion) is the sharp and growing regional variations among India's different states and territories in terms of poverty, availability of infrastructure and socio-economic development. Six low-income states – Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh, Orissa and Uttar Pradesh – are home to more than one third of India's population. Severe disparities exist among states in terms of income, literacy rates, life expectancy and living conditions.

blogs against blogs and Statistical Counting

A blog is from web log it is a type of website or part of a website where people can continue discussing about the topic. Blogs are usually maintained by an individual or group of people with regular entries of commentary, descriptions of events, or other material such as graphics or video, some are diaries experience like travel blog.

some videos blogs needs more web spaces if they do have thier own vidoes, or if not they could just connect with youtube.

Pictures blogs needs medium size of web space for pictures orelse just a link from imageshack, that site manage photos greatly and are using web 2 for connectivity.

students and teachers usually use blogs for research and comments it is called educational blog. or Some blogs called research blog.

Personal blogs

More on research work, diaries, personal details or even activities goin on like concerts, movies, travels and more.

Corporate and organizational blogs

Company blogs related to their site what they do, related to company activity where blogs plays the role
of advertising the main page.

By genre

More on fashion, life in specific city, culture and music.

One bad consequence of blogging is the possibility of attacks or threats against the blogger/writer, sometimes without apparent reason, just a sort of reaction aginst the blog subject. Kathy Sierra, author of the innocuous blog "Creating Passionate Users", was the target of such vicious threats and misogynistic insults that she canceled her keynote speech at a technology conference in San Diego, fearing for her safety. While a blogger's anonymity is often tenuous, Internet trolls who would attack a blogger with threats or insults can be emboldened by anonymity. Sierra and supporters initiated an online discussion aimed at countering abusive online behavior and developed a blogger's code of conduct. Blog should've to accept terms and condition applied just for personal safety. It’s totally conceivable that a pimped out blog could run as much as $3000 US Dollars or 2091.8706 Eur (usd/eur conversion, usd/eur graph, usd/eur performance) based on standard currency converter, dated: April 18, 2011 rate.

Friday, April 15, 2011

Jeddah(SA) Financial Information

The Jeddah, Saudi Arabia geographical location places it at the heart of the region covered by the Middle East and North Africa, with all their capitals within two hours flying distance, defining Jeddah as the second commercial center of the Middle East and mostly commecial areas worldwide can be found in that city.

Also, Jeddah's industrial district is the fourth largest industrial city in Saudi Arabia after Riyadh, Jubail and Yanbu.

Jeddah's status as a trading centre has been maintained down the centuries where many foreigners comming in for work and many of today's major trading companies have their headquarters there. Two large, government-owned companies are based in Jeddah, too: the Saudi Arabian Marketing and Refining Company (SAMAREC) and Saudia, which is the national airline. Both these companies employ a huge work force, and their presence exerts a considerable impact on the local economy, many americans, europeans visiting for business deals so many forein exchange centers opens and as follows: bank jeddah, money changer jeddah, money transfer jeddah one of the older company that does currency exchange: Alamoudi Exchange Company Al Balad Dist, Jeddah or Alamoudi Exchange Company Al Hamra Dist, Jeddah and in Makkah: Makkah Bank, Bank Makkah, Money Changer Makkah, Currency Exchange Makkah one Bakah branch of same company named: Alamoudi Exchange Company Makkah, Makkah.

The expansionary stance culminated in a 13.7% rise in
projected state expenditure in the 2010 budget, to a record level of SAR 540
billion or 143.9898 Billion US Dollars based on currency converter dated: April 4, 2011. According to government projections, the state’s fiscal deficit will
widen to SAR 70 billion in 2010 after a smaller than expected shortfall of
SAR 45 billion in 2009.

The bank has also injected SR300 million or 79.9943 US Dollars (converted in currency converter) in free-interest loans to finance small medical businesses proposed by young women entrepreneurs. More loans to open small restaurants, factories, gas stations, and other services will be provided to Saudi women. The bank, however, requires a well-done feasibility study of the project and research.

The bank has extended its lending tree to develop leadership and Management skills of women with a better opportunity of empowering themselves as entrepreneurs than they do in regular employment." for Success of Saudi Arabia.

Thursday, April 14, 2011

scheidung news deutschland 04(2)/2011

Roberto Blanco, Schlagersänger will seine auf einer Seychellen-Insel geschlossene Ehefrau mit Luzandra auf einem deutschen Standesamt legalisieren lassen. "Das haben wir uns in einem Ehevertrag gegenseitig geschworen. Sobald die Scheidung von Mireille rechtskräftig ist, werden wir das nachholen", sagte der 73-Jährige der "Bunte". Kinder plant das Paar nicht. "Wenn Luzandra es gewollt hätte, schon. Aber eigentlich möchte ich die Jahre, die mir noch bleiben, ganz meiner Frau widmen", sagte Blanco.

Fast jede zweite Ehepaar geht auseinander in Deutschland. Und eine Scheidung kann je nach scheidungstyp teuer werden. Mit welchen Tricks Ex-Partner um den Unterhalt kämpfen. Gerechnet 500 Scheidungen pro tag

Die europäischen Justizminister haben sich auf eine neue Grundlage für die Scheidung von Ehen geeinigt, in der Mann/Frau aus unterschiedlichen Ländern kommen. Beide sollen so besser zu ihrem Recht kommen.

Falls einer der Partner der Scheidung nicht zustimmt, muss der andere vor Gericht beweisen, dass die Ehe „zerrüttet“ ist. Ansonsten kann die Ehe erst nach drei Jahren geschieden werden. Überzeugen die Gründe der Zerrüttung das Gericht, kann die Ehe auch gegen den Willen eines Ehepartners geschieden werden. Ein Grund kann auch eine neue Partnerschaft sein, die sich erst nach der Trennung ergeben hat.

Nur die wenigsten Scheidungen arten zu einem Rosenkrieg aus und das kann teuer werden ca. ab 3500 euro oder 5074.2538 US-Dollar kurs von currency converter, 14 April, 2011 Berechnung. In den meisten Fällen haben beide Parteien ein Interesse daran, die Trennung auch formal unkompliziert und günstig abzuwickeln.

Friday, April 8, 2011

European Crisis

PIMCO chief: Europe debt in 'crisis'(4:53)12:11pm

CEO Mohamed El-Erian says Europe's debt is in a crisis, and discusses how Asian economies are trying to slow rapid growth.

Stiglitz: Spend smarter and more()Mar 31

The economist says we need to invest in areas that have higher returns, like infrastructure, and this will create a stronger future.

Stiglitz: Tax the rich(04:17)Mar 31

The economist says the upper 1% has to be taxed more; they have 'close to a quater of all the income and 40% of all the wealth.'

Why Microsoft struggles to innovate(4:04)Mar 29

Former Microsoft COO Robert Herbold says preserving Windows and Office stopped the company from innovating in mobile.

Watchdog: TARP will lose up to $50B(6:38)Mar 25

The outgoing Special Inspector General of TARP says that even though most banks are repaying the government, TARP will lose money.

Why is Japan's yen so strong?(4:10)Mar 18

The yen is strong versus the dollar after the earthquake but Japan's debt levels could hurt the yen in the long run.

Rep. Ryan: Free health care is costly(2:36)Mar 18

The Republican House Budget Committee chairman says consumers will benefit if they share costs with health care providers.

Rep. Ryan: Tax hikes will crash economy(2:59)Mar 17

The Republican House Budget Committee chairman says the government needs to focus more on cutting spending rather than raising revenue.

Democrat takes aim at tax brackets(3:47)Mar 16

Illinois Rep. Jan Schakowsky proposes raising taxes on the wealthy and creating new tax brackets for millionaires and billionaires.

John Kerry's plan to rebuild America(5:25)Mar 15

Senator John Kerry, D-Mass., proposed an infrastructure bank that will join public and private loans for national improvements.

Nigeria's Economy

The Nigerian economy is one of the most developed economies in Africa. According to the UN classification, Nigeria is a middle-income nation with developed financial, communication and transport sectors. It has the second largest stock exchange in the continent.

Labor force	47.33 million (2009 est.)
Labor in agriculture	70%
Budget revenues	$10.49 billion
Budget expenditures	$18.08 billion (2009 est.)
Industrial production growth rate	-1.8% (2009 est.)
Current account balance	-$9.394 billion (2009 est.)
Exports	$45.43 billion (2009 est.)
Imports	$42.1 billion (2009 est.)
Foreign exchange reserve	$46.54 billion (December 2009 est.)
External Debt	$9.689 billion (December 2009 est.)

Data on First bank Nigeria:

First Bank Nigeria Aba Alaoji Layout Branch, Abia

Bank Abia, Nigeria

Bank Nigeria

Oil-rich Nigeria has been hobbled by political instability, corruption, inadequate infrastructure, and poor macroeconomic management but in 2008 began pursuing economic reforms. Nigeria's former military rulers failed to diversify the economy away from its overdependence on the capital-intensive oil sector, which provides 95% of foreign exchange earnings and about 80% of budgetary revenues. Following the signing of an IMF stand-by agreement in August 2000, Nigeria received a debt-restructuring deal from the Paris Club and a $1 billion US Dollars or 694.9 Million Euros on currency converter date: April 8, 2011 credit from the IMF.

GDP (purchasing power parity):

$369.8 billion (2010 est.)

country comparison to the world: 32

$346.2 billion (2009 est.)

$327.9 billion (2008 est.)

note: data are in 2010 US dollars and Euro

GDP (official exchange rate):

$206.7 billion US Dollars (2009 est.)

Divorce Rate Information & Expenses on bigger economy

The divorce rate in America for first marriage, vs second or third marriage
50% percent of first marriages, 67% of second and 74% of third marriages end in divorce, according to Jennifer Baker of the Forest Institute of Professional Psychology in Springfield, Missouri.

The divorce rate in West Germany was in the year 2003 with 43,6%, in East Germany about 37,1%. The divorce rate of re+married is indicated (1984) for men as 61%, for women as 54%.
In Austria 2004 46.1 per cent of all marriages became divorced - 60.1 per cent in Vienna, 36.5 per cent in Kärnten in the year. It is even easier to divorce in Germany where people can apply online in german terms Scheidung or Online Scheidung.

Divorce rate in Australia in around 40%. Meaning, about 40 percent of marriages can be expected to end in divorce. Adding a small fraction for marriage breakdowns which are never formalised by divorce,it is estimated that about 43 per cent of marriages end in separation within 30 years of the marriage.

Divorce rate in Australia stands at around 3 divorces per 1000 marriages. Census records show that more than 55,000 divorces were granted in 2001. There is an Official site made by Government making divorce Official.

Accoring to The Department of Justice, Child Support Initiative, Evaluation Report, August 1997, divorce rate in Canada is about 48%. What it means is, one marriage out of every two marriages end up to divorce. But remember that for many, divorces and marriages are repetitions.

According to the Office of National Statistics, divorce rates in the UK have risen over the past three years since falling back from the level reached in 1996. The total number of divorces in England and Wales last year was 153,490, working out at 13.9 divorces per 1,000 married people. This rose from 13.4 in 2002.

Japan divorce rate is approximately 27%. One in every four marriages ends up to divorce. According to Reuters, The number of divorces annually has almost doubled since 1990, with 264,000 couples formally breaking up in 2000. From 2000 to 2004, there is a little bit drop in the divorce rate in Japan.

If we compare the japan divorce rate with the divorce rates of the other countires: Divorce rate per 1000 couples.

US Divorce Expenses

The 2004 State of Our Unions report reveals that "marriages that end in divorce also are very costly to the public. One researcher determined that a single divorce costs state and federal governments about $30,000 US Dollars or 20,846.72 Euros converted from currency converter based on such things as the higher use of food stamps and public housing as well as increased bankruptcies and juvenile delinquency. The nation's 10.4 divorces in 2002 are estimated to have cost the taxpayers over $30 billion."

How should a divorcing couple deal with expenses?

Bank, Money or Currency Changer | Transfer for Exchange | Account Directory

Thursday, April 7, 2011

Tandag Bank Information

The Rural Bank of Tandag (SDS, Philippines), Inc. is located at the municipality of Tandag, the Capital Town of Surigao del Sur. The certificate of authority granted on March 8, 1972 by the Monetary Board, Central Bank of the Philippines, Manila. The operation started March 13, 1972.

The bank started with an Authorized Capital Stock of ONE MILLION PESOS (1,000,000.00) Pesos or Philippine Currency or 23,182.45 US Dollars (basing currency converter), divided into 5,000 shares of Common Stock with voting rights and 5,000 shares of preferred stock, both at par value of ONE HUNDRED PESOS (P100.00). It was composed of eight (8) incorporators/ stockholders with five (5) boards of director. THREE HUNDRED THOUSAND PESOS in figure 300,000.00 Philippine Peso or 6,954.7358 US Dollars (basing currency converter) was subscribed capital stock common and had a paid up capital of 200,000.00 pesos. Mrs. Gloria O. Ty was the Treasurer in-Trust until she was elected as President and Chairman of the Board.

Rural Bank of Tandag is Listed in: Bank, Money or Currency Changer | Transfer in PHILIPPINES

In the year 1989, the bank applies for an increase of capitalization in the amount of P4,000,000.00 making the total capital of P5,000.000.00 divided into 20,400 shares of common stocks with voting rights and 29,600 shares of preferred stocks both at par value of PESOS: ONE HUNDRED (P100.00) and was approved last January 30, 1990.

In the year 1994, again the bank applies for an additional increase of capital in the amount of 10,000.00 making the total capitalization of PESOS: FIFTEEN MILLION (P15,000.00)divided into 100,000 shares of common stock with voting rights and 50,000 shares of preferred stock, both at par value of ONE HUNDRED (P100.00), and was approved last October 21, 1996. At present , the bank has Thirteen (13) Stockholders with nine (9) Board of Directors, headed by Mrs. Gloria O. Ty, President and Chairman of the Board.

Mr. Vicente C. Egnora was the first manager until May 1992. The bank’s total resources was THIRTEEN MILLION FIVE HUNDRED THOUSAND (P13.5M) with a total Net worth of ONE MILLION ONE HUNDRED THOUSAND (P1.1M)

Mrs. Azucena L. Auza assume as manager until she retires last January 15, 2002. The bank’s total resources amounted to PESOS: TWENTY SEVEN MILLION (27M) with a total Net worth of PESOS: FIVE MILLION (P5M).

more Information related to Rural Bank of Tandag are as follows

bank tandag

bank tandag city

rural bank of tandag

As of March 31, 2007 the bank’s total resources amounted to PESOS: SIXTY MILLION or in figure 60,000,000 Philippine Peso or 1,390,947.15 USD as of April 7, 2011 conversion basing currency converter with a total Net Worth of PESOS: ELEVEN MILLION FOUR HUNDRED THOUSAND (P11.4M). Presently the bank engaged in Microfinance Loan Program under the supervision of a new Manager Mrs. Carmelita L. Cantalejo.

Wednesday, April 6, 2011

The economy and the harbour

Hamburg places second as the largest container harbour in Europe and seventh world-wide. It‘s only 120 km away from the high seas and is able to accommodate the largest container ships the world has to offer.

Hamburg Harbour is the central hub for trade with Eastern and Northern Europe.

Nett Income in Hamburg is the Higher compared to other Cities or States in Germany Average 23,366.00 Euro or 33345.69 USD (basing currency converter).

A lot of International bank are in Hamburg because of its Economy, one of those is Philippine National Bank (PNB) Hamburg, Germany. More links followed Below

pnb hamburg

pnb germany

pnb deutschland

As a container harbour, Hamburg takes second place in Europe and seventh place in the world. It is 120 km from the North Sea, but can accommodate the largest container ships in the world.

Its inland location and excellent rail, water and motorway connections, make Hamburg very attractive. Trade with the Baltic Sea region alone accounts for 25% of port turnover.

As a trade and transport metropolis, Hamburg has more than 90 consulates. 460 companies from Asia have their European headquarters or a branch office in Hamburg. With the HafenCity, an ultra-modern commercial and business district is currently being built directly on the Elbe river.

Hamburg is also a location for highly specialized industries. It is a leader in medical technology and biotechnology and is one of the world centres for aircraft construction: it is here that the wide-bodied A380 is being built.

The mail-order firm Otto-Versand and Helm AG(chemicals) are market leaders throughout the world. Whoever plays on a Steinway, rubs in Nivea or writes with a Montblanc fountain pen, uses a Hamburg product. Hamburg press products are read throughout the world and in all languages.

2-month budget gap at a low P8.1B

MANILA, Philippines - Government expenses in February went over the budget by P21.5 billion Pesos = 340.86 Million Euro (basing currency converter) , down from the year-ago deficit of P33.2 billion but reversed the budget surplus posted in January.
This brought the budget deficit for the first two months to P8.1 billion.
The shortfall was “way below the P52.3-billion ceiling for the (first two months of the year) and a big improvement from the P70.3-billion deficit posted in the same period last year,” Finance Secretary Cesar V. Purisima said.
Purisima said the national government posted a primary surplus of P0.7 billion for the month, which was the seventh consecutive month under the Aquino Administration(better Budjet Management). This meant that a primary surplus was recorded every month since the new government assumed office last July which is blurry.
The government’s fiscal position, when reckoned without interest payments, yields the so-called primary surplus or deficit.
“Primary surplus for the first two months of the year amounted to a total of P50 billion Pesos or 811.59 Million Euros (basing currency converter),” the finance chief added.
January-February expenses reached P224 billion, or 6.4-percent less than the P239.4 billion incurred in the same period of 2010.
Revenues for the first two months reached P216 billion, or 27.8 percent higher than last year’s P169 billion.
The Bureau of Internal Revenue contributed P128 billion, up 10.7 percent from year-ago collections of P115.6 billion. The Bureau of Customs chipped in P39.1 billion, up 9.7 percent year on year from P35.7 billion. The Bureau of the Treasury turned in P33.6 billion, which was more than four times the P8.2 billion earned a year ago.
Other government offices yielded P15.2 billion, up 59.6 percent year on

year from P9.5 billion.
In February alone, expenditures reached P101.5 billion, lower by 7.6 percent than the P109.9 billion spent in the same month of 2010.
Total revenues reached P80 billion, an increase of 4.4 percent from P76.7 billion.
Of the total, the BIR chipped in P53.4 billion, which was 4.8 percent higher than the year-ago P51 billion. Customs contributed P18.1 billion, an increase of 30.5 percent from P13.9 billion. The Treasury turned in P2.6 billion while other offices yielded P5.4 billion.

Bank budget are from the link below.
Philippine National Bank (PNB) Agoo Branch, Consolacion, Agoo
pnb Agoo branch
pnb consolacion
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Seit 28 Jahren sind die beiden verheiratet. Aber: „Er war leider immer ein Fremdgänger“, sagt Marta. Nie hatte sie die Kraft ihn zu verlassen, zu sehr hing sie an ihrem Yonni.
Von seiner Affäre mit Susanna wusste sie schon lange. Einen Monat vor dem Grubenunglück war er deshalb ausgezogen. Aber seine rechtmäßig angetraute Ehefrau ist immer noch Marta.
„Ich habe furchtbar gelitten in den Tagen nach dem Unglück. Ich habe mich um Yonni gesorgt – und dann tauchte auch noch diese Frau auf, seine Affäre“, so Marta. Überall an der Mine habe die Geliebte Plakate aufgestellt. Darauf war zu lesen: „Yonni, wir werden für immer zusammen sein.“
„Es war eine solche Demütigung für mich, seine Ehefrau. Ich habe alle Plakate weggenommen", sagt Marta.
Jetzt will sie nur noch eins: Die Scheidung! Aber bis es so weit ist, will die betrogene Frau für ihn da sein.

Tuesday, April 5, 2011

Philippine National Bank PNB branch Addition

Philippine National Bank (PNB) Abanao Branch, Baguio City

pnb abanao

pnb baguio city

Newly Added on worldwide fxc database

Personal Account, ATM Account, Money Transfer Services, Money Market and Foriegn Account Mission Statement We are a leading, dynamic Filipino financial services group with a global presence committed to delivering a whole range of quality products and services that will create value and enrich the lives of our customers, employees, shareholders and the communities we serve. Vision 2010 and Beyond To be the most admired financial services organization in the country in terms of: Financial performance – rank #1 or #2 in its businesses in terms of return on equity Innovativeness – in products, services, distribution and the use of cutting-edge technology Customer perception The preferred financial services provider The customer-centered organization with a passion for service excellence Social responsibility – the employer of choice, a good corporate citizen and partner in nation-building Long-term vision – developing competitive advantage on a sustained basis by anticipating changes in customer’s preferences and in the manner of doing business
	Foreign Account Accepted Australian Dollar (AUD) Bahraini Dinar (BHD) Euro (EUR) United States Dollar (USD)	Accepted Currencies for Exchange Australian Dollar (AUD) Bahraini Dinar (BHD) Barbadian Dollar (BBD) Belarusian Ruble (BYR) Brazilian Real (BRL) British or Sterling Pound (GBP) Brunei Dollar (BND) Canadian Dollar (CAD) Chinese Yuan (CNY) Danish Krone (DKK) Euro (EUR) Japanese Yen (JPY) Saudi Riyal (SAR) United Arab Emirates Dirham (AED) United States Dollar (USD)