Savings reject Google's system "Wallet" from

Savings to pay mobile phone customers, it will take even longer. A deal with Google to close the public banks in the past. In the train, however, it looks different.

The German savings banks do not want to initially work with "wallet", the mobile phone payment system of the Internet giant Google. A deal with Google to come for the savings banks in question only when German demands would be met to protect data, said Wolfgang Adamiok from the savings banks association DSGV FOCUS. "We do not currently see," said the Head of Payments by DSGV. They therefore prefer to sit on the NFC chip in the card for the savings bank's own security could be guaranteed. "The same applies also to establish direct cooperation with the German mobile wireless operators," said Adamiok. The payment authority and the associated data security should always lie with the banks.

German mobile phone companies have not succeeded in bringing a separate system on the market. The participating German Telekom admitted to FOCUS request for a joint project of three mobile operators with the name "mpass" there is still no start date. After all, the FOCUS research before coming negotiations with German banks on hold because the banks would have to pay the money for mobile operators, payment functions would if the mobile phone. Such a charge lean individual banks and savings banks but from the past.

At the Munich-based manufacturer of banknotes and mobile phone SIM cards, Giesecke and Devrient (G & D), one is convinced, however, that the initial difficulties will be of contactless payment by mobile phone (NFC) will soon be overcome. "I expect that there will be worldwide in 2015 at least 200 million mobile phones with NFC technology," said the CEO of G & D Mobile Security, Michael Kuemmerle, to FOCUS.
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Paying with a smooth start to the mobile promises the German track for the autumn. "From 1 November, all customers who own a smartphone with NFC chip, in Germany the opportunity to ride in the mobile and long distance train, "said a railway spokesman FOCUS. So far, the only functioning in some regional networks. The customer must sign up in the future when boarding a reader on the platform, a "touch point", and log off when exiting again. The statement is proven by using the radio chip. Currently, the paperless ticket train only works for certain telecom and Vodafone customers.
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